Longterm loans are loans being paid down over five or maybe more years. Distributing the price in the long run makes the repayments reduced and easier to pay for.
If you want a loan with smaller repayments, then longterm loans may be worthwhile considering. However you must be aware that borrowing over a number of years is more expensive general as you wind up having to pay more in interest.
If you'd like to make an application for a term that is long, our comparison table above is a great place to begin.