Every so often, Citi may provide you the chance to develop a Citi Flex intend to make fixed monthly obligations to pay off acquisitions or that loan against your card's line of credit. There are 2 methods to produce a Citi Flex Arrange. With Citi Flex Pay, you can purchase eligible transactions under a Citi Flex Arrange. With Citi Flex Loan you can make use of your credit line to get into funds and pay money for those funds under a Citi Flex Arrange.
A Citi Flex Loan is a Citi Flex Arrange choice which allows one to borrow cash from your own current Citi charge card account's borrowing limit and repay it at A apr that is fixed in fixed monthly premiums over a collection length. No separate application is required.
Citi Flex Pay is a Citi Flex Arrange choice which allows one to take a person charge card purchase and repay it over a collection extent with fixed re payments and A apr that is fixed.
Yes, the Citi Flex Plan quantity is dependant on the credit that is available your Citi charge card during the time you request your Citi Flex Arrange.
A Citi Flex Loan is paid back in fixed re payments, over a collection timeframe. It has A apr that is fixed lasts through to the Loan balance is compensated in complete. On the other hand, a stability transfer typically includes a marketing APR for the certain duration of the time and becomes section of your credit card balance that is revolving.
A Citi Flex Loan will not require an application that is separate credit bureau check. Funds are lent from your Citi that is existing credit's available line of credit. You'll have one combined declaration plus one minimal payment that is monthly your bank card account. A normal individual installment loan is a split account and line of credit, and can typically need a software and credit bureau check.