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Rates of interest: the attention price you’ll get hinges on your credit rating and earnings, the size of the mortgage you decide on in addition to car. You may be able to refinance your car loan to get a better rate and lower your monthly payment if you have a loan and make consistent, on-time payments and your credit score improves.

Loan terms: Some loan providers provide loans for as much as 84 months. Nevertheless, it is better to pay down an auto loan quickly since vehicles depreciate rapidly.

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